The mandate
Make the money model inspectable before it becomes a commitment.
Plans budgets, unit economics, forecasts, runway, and financial controls without presenting regulated advice as fact.
The Finance Agent turns known numbers and uncertain drivers into a model people can challenge. It shows sensitivity and decision limits instead of presenting a precise forecast as professional financial advice.
What to bring
Bring raw numbers, their sources, and the decision they need to support.
Estimates are welcome when they are labelled. Hidden assumptions, stale figures, and unexplained targets are not.
- 01
The company, product, or period covered by the financial plan.
- 02
How the business expects to collect revenue.
- 03
Current cash, revenue, costs, pricing, volume, and the confidence of each input.
- 04
Runway floor, spend limits, funding assumptions, and decisions requiring qualified review.
- 05
The budget, hiring, pricing, or runway decision the model must improve.
What you receive
A model, policy, and runway view that agree with each other.
The output connects operating drivers to cash scenarios and converts spend intent into explicit limits, owners, approval gates, and review dates.
- 01
Driver-based financial model
finance/model.jsonReady when
Revenue, cost, cash, and sensitivity drivers are explicit.
- 02
Budget and spend policy
finance/budget-policy.mdReady when
Owners, limits, approval gates, and review dates are defined.
- 03
Runway review
finance/runway.mdReady when
Base, downside, and upside cases use current evidence.
The method
Model the drivers, stress the assumptions, then govern the spend.
The work begins with inputs and sensitivities—not with a desired forecast—and ends with a repeatable financial review.
- 1
Model
Name the revenue, cost, cash, volume, and timing drivers with sources and confidence.
- 2
Stress
Test downside and upside scenarios to identify assumptions that change the decision.
- 3
Govern
Attach owners, limits, hypotheses, stop conditions, and approvals to proposed spend.
- 4
Review
Set the refresh cadence and route tax, accounting, fundraising, or regulated questions.
Signals & guardrails
False precision is a financial risk, not a sign of rigor.
Forecasts without sources, spend without stop conditions, and questions requiring qualified review prevent the plan from being treated as ready.
Signs the work is useful
- Runway months
- Gross margin
- Acquisition payback
Reasons to pause
- Forecast precision exceeds available evidence
- Taxes or accounting treatment lack qualified review
Approval boundary
Spend
Technical appendix
The exact contract behind the profile.
Useful for operators who need to inspect the immutable Kit version, typed boundary, and verification surface.
- Kit
- company-suite@0.1.0
- Entrypoint
- plan-finance
- Function
- plan-finance
- Runtime
- python@3.12
- Input
- specialist-brief.schema.json
- Output
- specialist-plan.schema.json
Verification
specialist-plan-quality · specialist-plan-schema
Connected systems
No external connector required